Gambling in Croatia

About gambling industry in Croatia

Tourism dominates the Croatian service sector, and a wide-spread gambling industry is developed in the country. The country's gambling industry is constantly growing, especially when it comes to the so-called “tourist gambling”. According to the data from Fina (Financial Agency, Croatian company in the field of financial and electronic services), in 2017, the highest total gambling revenue was generated in the past ten years. The revenue from gambling and betting  amounted to HRK 3.2 billion, which is about EUR 430 million (https://www.fina.hr/-/poduzetnici-u-djelatnosti-kockanja-i-kla-enja-u-2017-u-odnosu-na-2008-godinu-povecali-neto-dobit-za-211-4-).

Croatia has a very liberal gaming regulation. The gambling regulation allows both land-based gambling and online gambling. Those who are 18 and older can participate in different gambling activities (casino games, poker, lottery games, and sports-betting).

Various types of table games, including poker, are allowed in casinos only. Casino games, bingo, sports gaming, lottery and keno games are all put under the control of the state company Hrvatska Lutrija (Croatian Lottery). The original activity of Hrvatska Lutrija was organization of different lotteries. Nowadays, Hrvatska Lutrija (https://www.lutrija.hr/) offers a wide range of various lottery and betting games, slot machine games, and casino games that are constantly being developed. Private companies and providers are also allowed to offer services to Croatian players, as well as operate online gambling platforms under the Croatian domain.

Gambling Regulation

The Law on Gambling, Zakon o igrama na sreću (https://www.zakon.hr/z/315/Zakon-o-igrama-na-sre%C4%87u), which came into force on January 1, 2015 after it had been approved by the European Commission, regulates gambling in Croatia. All gambling activities in Croatia fall under the Ministry of Finance (http://www.mfin.hr/).

Land Based Gambling

Under the Gambling Act, gambling activities in Croatia are classified into four groups: casino games, slot machines, lotteries, and betting.

Casinos

Land-based casino games, table games and poker, are legal but strictly confined to licensed casinos found in many Croatian cities. Casinos are often associated with hotels, more specifically in the coastal areas. Hotels have the highest number of land-based casinos to complement the hotel business.

Over ten different casinos operate throughout Croatia. They usually offer their players traditional casino games and slot machines. Zagreb, which has the greatest concentration of gambling places, is the largest gambling city in Croatia. Other casinos are mainly located in seaside resorts that attract tourists.

The minimum gambling age in Croatian casinos is 18. Proper identification papers, a local ID or a passport, must be shown. Each casino has their specific rules and regulations, so it is highly recommended to check them with the chosen casino.

Slot Machines

Croatia has more than 150 slot halls, known as “automat klubs”, which operate in many cities and towns throughout the country. Participating in slot machine games is allowed only to adults who are obliged to prove their age, at the request of the organizer, by an ID or a passport. Slot machines pay at least 80% of the gambling payment as winnings.

Online Gambling

Online gambling was legalized in Croatia in 2010. In order to manage online operators, Croatia passed the Ordinance on Interactive Online Casino Gaming, 2010 (amended in 2014). Online gambling is legal for citizens over 18. Online gambling can only be offered by locally registered companies in Croatia who already possess a land-based gambling license.

There is a large presence of the state in online gambling activities, but private companies are also allowed to run online gambling platforms. Online gaming operations, including sports-betting operations, horse and dog races, lottery, bingo, and keno, are offered by both the state-run Hrvatska Lutrija and the local subsidiary of Hattrick – Prva Sportska Kladionica.

Hrvatska Lutrija has partnered with Intralot Interactive and Microgaming to provide a range of the Croatian Lottery's casino games (table games, slots games, poker, and multi-player bingo) (https://www.lutrija.hr/). Prva Sportska Kladionica offers the Croatian market online sports-betting and Lotto at its website (http://hattrick.hr/hr).

Croatian authorities are working on a new regulation that would make foreign online betting sites legalize their business in the country as foreign operators do not pay fees at the moment. The Ministry of Finance wants the government to tax all online gambling industry in Croatia which is worth up to HRK 2 billion (approximately EUR 270 million) a year (https://www.total-croatia-news.com/business/33802-online-betting

Popular Croatia online casinos provide the possibility of playing their games via mobile devices, including tablets and smartphones that are powered either by the Android, iOS or Windows Mobile. Sports-betting is also available via mobile devices, either by visiting the website of online gambling providers or by installing their apps.


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Slot Halls in Croatia

Automat club Paganini
Automat club Paganini
Automat club Paganini location 1000+ km
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Zemljoradnička 25
Hotel
Yes
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Porec
Automat klub Admiral Porec
Automat klub Admiral Porec location 1000+ km
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Gaspara Kalcica 5
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Rovinj
Automat klub Admiral Rovinj
Automat klub Admiral Rovinj location 1000+ km
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Obala Alda Negria 2
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Buzet
Automat klub Admiral Buzet
Automat klub Admiral Buzet location 1000+ km
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Fontana Trg 6
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Hrvatska Lutrija Arena
Automat klub Hrvatska Lutrija Arena
Automat klub Hrvatska Lutrija Arena location 1000+ km
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Starih Statuta 4, Pula
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat Klub Arena Pula
Automat Klub Arena Pula
Automat Klub Arena Pula location 1000+ km
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Trg Portarata 4
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Tref Pula
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Matulji
Automat klub Admiral Matulji
Automat klub Admiral Matulji location 1000+ km
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Smogorska Cesta 2
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Opatija
Automat klub Admiral Opatija
Automat klub Admiral Opatija location 1000+ km
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Ulica Marsala Tita 129
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Vila Madona
Automat klub Admiral Vila Madona
Automat klub Admiral Vila Madona location 1000+ km
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Ulica Marsala Tita 131
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat klub Admiral Labin
Automat klub Admiral Labin
Automat klub Admiral Labin location 1000+ km
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Prilaz Kikova 5
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
Automat Klub Kajot Intacto Labin
Automat Klub Kajot Intacto Labin
Automat Klub Kajot Intacto Labin location 1000+ km
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ZELENICE 8, 52 220 LABIN
Hotel
No
Restaurant
No
Poker Room
No
VIP Room
No
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